Green Bay, Howard and De Pere real estate and homes for sale in Wisconsin - Diane Campshure-Walczyk, REALTOR® Diane Campshure-Walczyk REALTOR(r) for Green Bay, Howard and De Pere, Wisconsin real estate - NUMBER1EXPERT™ Diane Campshure-Walczyk NUMBER1EXPERT(tm) for Green Bay, Howard and De Pere, Wisconsin real estate
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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?

A 
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Diane Campshure-Walczyk, REALTORŪ, real estate agent and broker for Green Bay, Howard and De Pere Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Campshure-Walczyk
Resource 1 Realty LLC

1740 East Matthew Drive
De Pere, WI. 54115
Office: 920-425-8804
Toll Free: 1-800-234-1609
Fax: 920-338-8107
Email: Campshure@resource1gb.com

Enthusiastic, energetic, dynamic! Diane has been in the real estate business since 1987 and has exceeded top sales performances every year! Last year Diane sold 130 homes with more that $12 million in gross sales. That adds up to ten sales per month! Let Diane put her experience to work for you in selling or buying your next home.



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